A better way for families to learn personal finance

Teach financial responsibility with Guardian Savings

Guardian savings is a digital piggy bank that gives kids more practice with money and helps parents teach principles like the value of saving and concepts like interest. Ages 6+


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Let’s Demystify Personal Finance Education Together

Teaching personal finance can be confusing. Guardian Savings is here to help:

  • Teach basic banking and personal finance concepts

  • Coach children how to think about income/spending

  • Reward savvy behavior

We want to help you help your children so that they do not become one of the 50% of Americans that cannot afford an emergency


— How it works —


Guardian Savings is a digital piggy bank

We enable parents to be the bank for their kids. Our app serves as the ledger to track how much your child has given you for safe keeping and subsequent deposits and withdrawals. We’re a record keeper, so you NEVER have to link a real financial account.  



Change your child’s behavior with analytics and rewards

Use our income/spending analysis page as a valuable conversation starter for reflection. Parents can also set a custom interest rate for the child’s account to reward savings and teach delayed gratification.



Easy access and parental control

With the Guardian Savings app, kids have access to their savings whenever they are with you and can use any device that has internet. Parents can approve, deny, or edit any transactions their child submits.


All you need is an email

  • Empower your child become comfortable with the mechanics of money  

  • Have better conversations with your children about about their earning and spending

  • Introduce your children to complex financial concepts such as compounding interest and opportunity cost